
KANSAS ONLY
Yeah, we've got all the bells
& whistles, but we'll also share
ideas on ways to lower your premiums, or how to improve
your
coverages, or the ultimate, both.

AUTO & HOME
Our
Home and Auto companies provide excellent low
rates and very broad coverages. We
have contracted
with the Allied Group which means we are an "AIDCO"
Agency. This
agreement has allowed our agency to purchase and
launch a powerful service plan,
"Allied Premier Service", which is a
great benefit for our customers. (See
"Customer Service").
A lot of insurance companies give some type of "multi-policy" discount,
however, in addition to a discount on both your home
and autos, Allied throws in
four additional coverages
for no additional charge, one of which is only one
deductible applies if your
home and autos are damaged
in the same storm. Talk to our customers that have had
hail damage
on their home and autos, and you'll understand what a great
benefit
this can be.

FARM
AND RANCH
Our
Farm business is written with Farmers Alliance,
Marysville and Upland -
all KANSAS companies.
The Allied Group gives us additional farm options. Each company
loves farm
business and are very aggressive with pricing with up
to
25% off of book rates
for qualifying farms.
In
addition, our Agency provides a service on farm renewals that is
very innovative.
Trying to figure out what exactly your farm renewal
covers can be a real
headache. After several years, what you insure
and what you actually have can
easily result in coverage problems
and confusion. 
To
solve this problem, we've developed a personalized
summary of coverages for
each customer which is
mailed with each renewal. The summary includes
each
item that is covered as well as the corresponding premium. In
addition,
we'll show
last year's premiums for the same coverages.
This has also has been a great help for our customers to manage
the expenses on their policy and we do
this for no additional cost.
Need
coverage for your sprinkler systems? Call.. You might be
surprised at what we can do.

CROP HAIL
Our
Crop Hail business is written with Farmers Mutual Hail, Fireman's Fund, Blakley
& Heartland
MULTI-PERIL
CROP INSURANCE
Ever
try to do business with an agent that handles all lines of insurance
including multi-peril crop? With all the options, new rules, incredible
paper shuffling, etc., your multi-peril crop insurance protection can be put on
the
back burner, or worse. Our agency has contracted with a service center
that handles the paper flow, gives great advice and gives quotes and options
quickly. We'll still be glad to help fill out the paperwork with you, but
our service center keeps everything in order and up to date.

BUSINESS
Our
companies have designed specific programs for
specific business with very
aggressive rates and
excellent coverages.
There is a listing of businesses
we target in our quote section.

TRANSFER
BUSINESS
Even
if you are already insured with any of
the companies we represent,
keep in mind
the additional services we've purchased with Allied,
our additional services on farm business, our Life & Long
Term Care Department, our package policy discounts, our
individual risk discounts, our aggressive style in working for
you, and the ease of doing business through our web site,
email, calling, or simply stopping by to visit, then give us a
call, you
have the option of having us as your agent.

LIFE
INSURANCE
Whether
it's protecting your family or business, covering
a debt or mortgage, or funding a college education
or retirement, life insurance is an essential tool to
provide you and your family with financial peace of
mind. We offer a wide variety of term and permanent
life insurance policies including those that provide discounted
rates for nonsmokers and people with good health histories.
Let us help select the right policy for you.

LONG
TERM CARE
Long
Term Care Insurance is one of the most
important policies a person needs to
consider.
Long Term Care expenses are the number
one cause of bankruptcy
for people over
age 65. Raymond Bauer Agency is committed to being a
leader in the field of Long Term Care insurance. Our
companies offer some of the
most
innovative benefits and
the most competitive premiums you will find. Would
it grab
your attention if all your premiums were refunded to your
beneficiary if
the coverage is never used? We
can do that.
Don't buy from anyone else until you talk to us.

HEALTH
INSURANCE
Are
you paying to much for health insurance?
With the rising cost of
health care we all know we
need health insurance. The problem is that many
people can't afford to pay the high premiums that
are associated with health
insurance. This is where we
can help.

We
want you as a customer! We
look forward to
serving you.
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Last
Updated April 23, 2003